<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Improve Financial Habits Using the Science of Personal Change</title>
	<atom:link href="http://pocketchangebook.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://pocketchangebook.com</link>
	<description>Pocket Change Book</description>
	<lastBuildDate>Mon, 20 May 2013 16:46:33 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
		<item>
		<title>The Third Step to Change Your Money Habits</title>
		<link>http://pocketchangebook.com/the-third-step-to-change-your-money-habits/</link>
		<comments>http://pocketchangebook.com/the-third-step-to-change-your-money-habits/#comments</comments>
		<pubDate>Mon, 20 May 2013 16:46:33 +0000</pubDate>
		<dc:creator>Heidi Beckman</dc:creator>
				<category><![CDATA[Better money management]]></category>
		<category><![CDATA[Change methods]]></category>
		<category><![CDATA[Financial change]]></category>
		<category><![CDATA[Stages of Change]]></category>
		<category><![CDATA[change strategies]]></category>
		<category><![CDATA[financial change]]></category>
		<category><![CDATA[how to be better with money]]></category>
		<category><![CDATA[money management]]></category>
		<category><![CDATA[stages of change]]></category>

		<guid isPermaLink="false">http://pocketchangebook.com/?p=1210</guid>
		<description><![CDATA[I’ve been walking you through the stages of change, or the stages that mark your readiness to transform a habit. This week, I introduce stage three, which is called preparation. It is when a person intends to take action soon, but she needs to get all of her ducks in a row and to make [...]]]></description>
		<wfw:commentRss>http://pocketchangebook.com/the-third-step-to-change-your-money-habits/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Money Habits and Procrastination</title>
		<link>http://pocketchangebook.com/money-habits-and-procrastination/</link>
		<comments>http://pocketchangebook.com/money-habits-and-procrastination/#comments</comments>
		<pubDate>Mon, 13 May 2013 00:49:16 +0000</pubDate>
		<dc:creator>Heidi Beckman</dc:creator>
				<category><![CDATA[Better money management]]></category>
		<category><![CDATA[Change methods]]></category>
		<category><![CDATA[Financial change]]></category>
		<category><![CDATA[Stages of Change]]></category>
		<category><![CDATA[financial change]]></category>
		<category><![CDATA[how to be better with money]]></category>
		<category><![CDATA[money management]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[stages of change]]></category>

		<guid isPermaLink="false">http://pocketchangebook.com/?p=1201</guid>
		<description><![CDATA[Last week, I described how you can get stuck in the second stage of change (contemplation). In this stage, you can think of multiple reasons why you should change a given money habit. But you can also think of multiple reasons why you don’t want to. Procrastination and feelings of ambivalence are common. What do [...]]]></description>
		<wfw:commentRss>http://pocketchangebook.com/money-habits-and-procrastination/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Second Step to Change Your Money Habits</title>
		<link>http://pocketchangebook.com/the-second-step-to-change-your-money-habits/</link>
		<comments>http://pocketchangebook.com/the-second-step-to-change-your-money-habits/#comments</comments>
		<pubDate>Mon, 06 May 2013 02:29:39 +0000</pubDate>
		<dc:creator>Heidi Beckman</dc:creator>
				<category><![CDATA[Better money management]]></category>
		<category><![CDATA[Change methods]]></category>
		<category><![CDATA[Financial change]]></category>
		<category><![CDATA[Stages of Change]]></category>
		<category><![CDATA[change strategies]]></category>
		<category><![CDATA[financial change]]></category>
		<category><![CDATA[how to be better with money]]></category>
		<category><![CDATA[stages of change]]></category>

		<guid isPermaLink="false">http://pocketchangebook.com/?p=1193</guid>
		<description><![CDATA[This post is the third in a series examining the “stages of change,” or the stages that mark your readiness to transform a habit. Last week, I presented the first stage of change (precontemplation). This week, I introduce stage two, which is called contemplation. It is when a person feels strongly pulled in two different [...]]]></description>
		<wfw:commentRss>http://pocketchangebook.com/the-second-step-to-change-your-money-habits/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The First Step to Change Your Money Habits</title>
		<link>http://pocketchangebook.com/the-first-step-to-change-your-money-habits/</link>
		<comments>http://pocketchangebook.com/the-first-step-to-change-your-money-habits/#comments</comments>
		<pubDate>Mon, 29 Apr 2013 13:32:47 +0000</pubDate>
		<dc:creator>Heidi Beckman</dc:creator>
				<category><![CDATA[Better money management]]></category>
		<category><![CDATA[Change methods]]></category>
		<category><![CDATA[Good savings habits]]></category>
		<category><![CDATA[Stages of Change]]></category>
		<category><![CDATA[financial change]]></category>
		<category><![CDATA[how to be better with money]]></category>
		<category><![CDATA[stages of change]]></category>

		<guid isPermaLink="false">http://pocketchangebook.com/?p=1186</guid>
		<description><![CDATA[Last week I suggested that if you have decided to change one of your money habits, it is helpful to know your starting point, also known as your current stage of change (Prochaska, Norcross, &#38; DiClemente). If you know your stage of change, it will help you design appropriate challenges or “homework” for yourself. These [...]]]></description>
		<wfw:commentRss>http://pocketchangebook.com/the-first-step-to-change-your-money-habits/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Stages of Change</title>
		<link>http://pocketchangebook.com/stages-of-change/</link>
		<comments>http://pocketchangebook.com/stages-of-change/#comments</comments>
		<pubDate>Sun, 21 Apr 2013 00:01:47 +0000</pubDate>
		<dc:creator>Heidi Beckman</dc:creator>
				<category><![CDATA[Better money management]]></category>
		<category><![CDATA[Change methods]]></category>
		<category><![CDATA[Stages of Change]]></category>
		<category><![CDATA[change strategies]]></category>
		<category><![CDATA[financial change]]></category>
		<category><![CDATA[how to be better with money]]></category>
		<category><![CDATA[money management]]></category>
		<category><![CDATA[stages of change]]></category>

		<guid isPermaLink="false">http://pocketchangebook.com/?p=1180</guid>
		<description><![CDATA[Which of the following people is most likely to succeed in completing a marathon? Person A believes that if you can walk somewhere, walking beats running hands-down, every single time. Person B can think of a million reasons why participating in a marathon would be a good idea, but he can think of an equal [...]]]></description>
		<wfw:commentRss>http://pocketchangebook.com/stages-of-change/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Write Down Your Money Goals</title>
		<link>http://pocketchangebook.com/write-down-your-money-goals/</link>
		<comments>http://pocketchangebook.com/write-down-your-money-goals/#comments</comments>
		<pubDate>Sun, 14 Apr 2013 15:07:27 +0000</pubDate>
		<dc:creator>Heidi Beckman</dc:creator>
				<category><![CDATA[Better money management]]></category>
		<category><![CDATA[Financial change]]></category>
		<category><![CDATA[Goal setting]]></category>
		<category><![CDATA[financial change]]></category>
		<category><![CDATA[financial goal setting]]></category>
		<category><![CDATA[financial goals]]></category>
		<category><![CDATA[how to be better with money]]></category>

		<guid isPermaLink="false">http://pocketchangebook.com/?p=1171</guid>
		<description><![CDATA[Ready to work on a money goal? When you&#8217;ve designed your goal, write it down. We are more likely to achieve written goals than unwritten ones. The findings of neuroscience support this claim. Brain researchers have discovered that neurogenesis (the birth of brain cells, or neurons) continues throughout life. They have also discovered that neurons [...]]]></description>
		<wfw:commentRss>http://pocketchangebook.com/write-down-your-money-goals/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Financial Goals and the Stretch Zone</title>
		<link>http://pocketchangebook.com/financial-goals-and-the-stretch-zone/</link>
		<comments>http://pocketchangebook.com/financial-goals-and-the-stretch-zone/#comments</comments>
		<pubDate>Mon, 08 Apr 2013 11:50:02 +0000</pubDate>
		<dc:creator>Heidi Beckman</dc:creator>
				<category><![CDATA[Better money management]]></category>
		<category><![CDATA[Financial change]]></category>
		<category><![CDATA[Goal setting]]></category>
		<category><![CDATA[financial change]]></category>
		<category><![CDATA[financial goal setting]]></category>
		<category><![CDATA[financial goals]]></category>
		<category><![CDATA[how to be better with money]]></category>

		<guid isPermaLink="false">http://pocketchangebook.com/?p=1165</guid>
		<description><![CDATA[Whenever I begin a new personal change group at work, there is a long pause when group members ponder what unique goal they would like to set for themselves. Last week, one of the group participants gave voice to her hesitation: “It just seems like so much. Like it’s easier to not even start the [...]]]></description>
		<wfw:commentRss>http://pocketchangebook.com/financial-goals-and-the-stretch-zone/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>To Change a Money Habit, Get Specific</title>
		<link>http://pocketchangebook.com/to-change-a-money-habit-get-specific-2/</link>
		<comments>http://pocketchangebook.com/to-change-a-money-habit-get-specific-2/#comments</comments>
		<pubDate>Tue, 02 Apr 2013 00:49:24 +0000</pubDate>
		<dc:creator>Heidi Beckman</dc:creator>
				<category><![CDATA[Better money management]]></category>
		<category><![CDATA[Financial change]]></category>
		<category><![CDATA[Goal setting]]></category>
		<category><![CDATA[Good savings habits]]></category>
		<category><![CDATA[financial change]]></category>
		<category><![CDATA[financial goal setting]]></category>
		<category><![CDATA[financial goals]]></category>
		<category><![CDATA[financial habits]]></category>
		<category><![CDATA[how to be better with money]]></category>
		<category><![CDATA[money management]]></category>

		<guid isPermaLink="false">http://pocketchangebook.com/?p=1152</guid>
		<description><![CDATA[Researchers have long known that we are more likely to change a habit when we define a specific goal (like “increase the amount of money in my savings”) rather than a vague direction (“get better at money management”). Beyond that, researchers have now shown us that if we can attach specific and meaningful labels or [...]]]></description>
		<wfw:commentRss>http://pocketchangebook.com/to-change-a-money-habit-get-specific-2/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Change Your Money Behavior First</title>
		<link>http://pocketchangebook.com/change-your-money-behavior-first/</link>
		<comments>http://pocketchangebook.com/change-your-money-behavior-first/#comments</comments>
		<pubDate>Sun, 24 Mar 2013 19:20:10 +0000</pubDate>
		<dc:creator>Heidi Beckman</dc:creator>
				<category><![CDATA[Better money management]]></category>
		<category><![CDATA[Change methods]]></category>
		<category><![CDATA[Financial change]]></category>
		<category><![CDATA[Good savings habits]]></category>
		<category><![CDATA[Motivation]]></category>
		<category><![CDATA[change strategies]]></category>
		<category><![CDATA[financial change]]></category>
		<category><![CDATA[financial habits]]></category>
		<category><![CDATA[how to be better with money]]></category>
		<category><![CDATA[money management]]></category>

		<guid isPermaLink="false">http://pocketchangebook.com/?p=1143</guid>
		<description><![CDATA[Aristotle knew a thing or two about the philosophy of “fake it ‘til you make it.” In his day, though, he didn’t call it that. Instead, he explained that we become virtuous by first putting virtues into action, we become disciplined by first exercising good self-control, and we become courageous by first performing acts of [...]]]></description>
		<wfw:commentRss>http://pocketchangebook.com/change-your-money-behavior-first/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Building a Financial Habit?</title>
		<link>http://pocketchangebook.com/building-a-financial-habit/</link>
		<comments>http://pocketchangebook.com/building-a-financial-habit/#comments</comments>
		<pubDate>Sun, 17 Mar 2013 21:07:38 +0000</pubDate>
		<dc:creator>Heidi Beckman</dc:creator>
				<category><![CDATA[Better money management]]></category>
		<category><![CDATA[Change methods]]></category>
		<category><![CDATA[Financial change]]></category>
		<category><![CDATA[Good savings habits]]></category>
		<category><![CDATA[Habit Change]]></category>
		<category><![CDATA[change strategies]]></category>
		<category><![CDATA[financial change]]></category>
		<category><![CDATA[financial habits]]></category>
		<category><![CDATA[habit change]]></category>
		<category><![CDATA[how to be better with money]]></category>
		<category><![CDATA[money management]]></category>

		<guid isPermaLink="false">http://pocketchangebook.com/?p=1130</guid>
		<description><![CDATA[Research by Oettingen (European Review of Social Psychology, 2012) suggests that if we’re working on building a healthy new habit, we might benefit from the “WOOP” exercise. Although it sounds like a fancy new dance step, it’s really just a quick mental strategy that helps you to predict what problems might get in your way [...]]]></description>
		<wfw:commentRss>http://pocketchangebook.com/building-a-financial-habit/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
	</channel>
</rss>
