Think about a time when you faltered while working toward a financial goal. We’ve all experienced it before.  You’re plugging away, feeling pretty good about the progress you are making, and then poof!  Instant relapse.  You are flooded by emotions, many of which drag you down and interfere with your ability to persist. Think about […]

My January 31st post explained how people who feel “stuck” on a particular financial goal are often not quite ready to take action.  They have some work to do at an earlier stage, called the contemplation stage of change (stage two), in order to shift the balance in the direction of change. One of the most […]