It’s Money Smart Week 2012 in Wisconsin.  Yesterday, thanks to the invitation of Amy Crowe who is the Community and Education Liaison at the Summit Credit Union, I was honored to co-present with her at the Money Smart Women Conference in Madison. When I listened to various speakers over the course of the morning, I […]

There must be something extra special about spring if it energizes us to wash windows, remove dead foliage from the planting beds, and complete an assortment of dreaded tasks. The other seasons don’t motivate us that way.  We often refer to the “lazy days of summer” and the “hibernation effect” of winter.  But spring has […]

April is National Financial Literacy Month in the United States.  In 2004, the Senate passed Resolution 316 to officially recognize April as a month for Americans to establish and maintain healthy financial habits. Of course, there are two requirements for practicing good financial habits: (1) adequate knowledge and understanding of the basic concepts of personal […]

Original photo I recently decided to reread a personal finance classic from 1996: The Millionaire Next Door by Thomas Stanley and William Danko (Simon & Schuster).  It’s a book that reminds us that discipline, frugality, and living beneath one’s means are more important components of many millionaires’ lifestyles than any external signs of wealth (e.g., […]

Have you ever found yourself making the same mistake over and over again in your financial life even though you really know better? As we have seen repeatedly on this website, it takes a lot of skill and self-control to overcome the barriers to financial change. Here’s a popular poem by Portia Nelson that may […]

My husband and I are closet fans of the “The Bachelor” on ABC.  There we are, every Monday night, eyes glued to the television screen…making many of the same observations week after week. One of the things we notice is the contestants’ perpetual discussion/gossip about which women are there for the “right” reasons and which […]

Need another argument for eating good foods, participating in regular physical activity, and getting enough sleep?  It turns out that these simple self-care activities are not only good for your physical health and emotional well-being, but they may be good for your financial bottom line, as well. There is now research evidence that the things […]